The man with lots of money but nothing to invest it in is at risk of wasting it. Then the man loses some of that money available to him, spends the remainder of it on a wife and kids rather than getting another suit for himself, and now he has infinitely more to show for it. He doesn't have as much money, but he's far wealthier, and far happier.
The man with lots of free time but nothing to do with it is at risk of wasting it. Then the man loses some of that free time available to him, uses the remainder of it to learn a new language and write music rather than sitting on the computer, and now he has infinitely more to show for it. He doesn't have as much free time, but he's far more free, and far happier.
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